Ready to Refinance your loans?

Let's get started.

Choose your refinance type

You're just clicks away
from finding your rate.

Tell us about yourself

Where do you live?

Choose your highest degree

What loan amount are you seeking?

What is your annual pre-tax income?

Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered for repaying this loan.

What is your housing status?

You're almost done!

You understand that by checking this box, you certify that you have read, understand, and accept the Consent to Electronic Communications and Privacy Policy. In addition, you are providing written consent to Pentagon Federal Credit Union under the Fair Credit Reporting Act to obtain information from your personal credit profile from TransUnion for the purposes of providing you with a preliminary interest rate estimate. This inquiry is a soft pull and WILL NOT affect your credit score. Please note that this is not a loan offer and you will be required to authorize a full credit report inquiry, which would be considered a hard pull, if you choose to initiate a loan application after checking your rates. Upon your request, we will inform you of the name and address of any consumer reporting agency from which we obtained your consumer report.

I have read, understand and accept the conditions in the disclaimer statement above.

Checking your rate will NOT affect your credit score.

Back

Checking your rate will not affect your credit score.

Federal student loan payments are paused until September 30, 2021. Learn More

Federal student loan payments and interest are paused until September 30,2021. If you refinance federal student loans, your new loan will not qualify for this federal benefit or other federal benefits such as income-based repayment plans and student loan forgiveness programs.

*To receive any advertised product, you must become a member of PenFed Credit Union which includes opening a $5 PenFed savings account. The student loan refinance rebate of $150 is eligible on loan amounts of $20,000 and greater (Maximum amount is $300k) and must be refinanced from another institution or PenFed Internal Refinance. Loans originated from 3rd party partners are not eligible for this promotion. Applies to refinance loans funded between 4/1/2021 and 5/15/2021. The $150 rebate will be deposited to the membership share savings account within 90 days of the loan disbursal date. At time of rebate posting, the loan must currently be active and have at least 1 payment posted in order to qualify. Only one $150 credit per member or new-member. PenFed will not accept multiple $150 credits to members who have more than one student loan refinance disbursed. PenFed may discontinue or change the promotion at any time.

Federally Insured by NCUA. To receive any advertised product, you must become a member of PenFed Credit Union. © 2021 Pentagon Federal Credit Union.

Rates and offers current as of April 1, 2021 and are subject to
change. No application or origination fees. Subject to credit approval.

Variable rates as low as 2.15% APR†

Fixed rates as low as 2.99% APR†