Refinancing vs consolidating student loans is a decision that many college graduates are making, and only one of these options can reduce your interest rates. The words consolidation and refinancing are often used interchangeably in reference to student loans. But there are key differences you need to be aware of to decide which option is best for ...Continue Reading

Federal student loan interest rates have risen. Effective July 1, 2018, undergraduates who take out direct subsidized loans or direct unsubsidized loans will be paying 5.05% in interest ... an increase from the previous rate of 4.45%. But that's not all. Graduate students who've taken out direct unsubsidized Stafford loans will see interest rat...Continue Reading