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Refinancing Parent PLUS Student Loans

What Parent PLUS Loan Borrowers Need to Know About Refinancing

Published on February 8, 2019

Student loan refinancing isn't only for young professionals just as student debt isn't limited to those in their 20s and 30s. Parents of college students take out Parent PLUS loans for their children and are still paying them off. This could be in addition to loans taken out for their own education and responsibilities like a mortgage or other chil...Continue Reading

Facts and Fiction about Student Loan Refinancing

Student Loan Refinancing: Fact vs. Fiction

Published on February 8, 2019

Student loan refinancing is still a fairly new industry and there are many things borrowers are learning about what they can and can't do through refinancing. Read on to learn what is fact vs. fiction when it comes to refinancing your student loans. Common Facts and Fiction about Student Loan Refinancing You can't refinance federal and private loan...Continue Reading

Difference Between Secured and Unsecured Loans

The Difference Between Secured vs. Unsecured Loans

Published on February 8, 2019

Knowing the difference between secured and unsecured loans is necessary to understanding how to manage your debt and prioritize your investments. No one likes the idea of dipping into their savings account, and quite frankly, sometimes the money just isn't there for things like a new car, house, furthering your education, or paying off credit card ...Continue Reading

Benefits of Student Loan Refinancing

Refinancing vs Consolidating Student Loans: What You Need to Know to Save

Published on February 1, 2019

Refinancing vs consolidating student loans is a decision that many college graduates are making, and only one of these options can reduce your interest rates. The words consolidation and refinancing are often used interchangeably in reference to student loans. But there are key differences you need to be aware of to decide which option is best for ...Continue Reading

Refinance Grad School Loans

How College Grads Can Save Money by Refinancing their Student Loans

Published on February 1, 2019

The burden of college debt is something that most graduates have to deal with. Other than a mortgage, you will likely never have a debt as large as your student loan. This causes many young adults to move back in with their parents after graduation, simply because they cannot afford to live on their own yet. Some companies are even helping ease thi...Continue Reading

How to Lower Student Loan Interest Rate

Why Are Your Student Loan Interest Rates So High?

Published on January 25, 2019

You know your student loan interest rate is too high ... but do you know why? Our partners at NerdWallet break down the most common reasons borrowers have high interest rates on their student loans. If you have student loans, you're on the hook for more than just what you borrow; you're also responsible for the interest.Student loan interest ratesc...Continue Reading

Lowering Monthly Payments on Student Loans

What to Expect When You Refinance Your Student Loans?

Published on January 25, 2019

So, you've made the decision to simplify your life,lower your interest rate, and refinance your student loans throughPenFed. Congratulations, you've taken the first step! But what's the process like once yousubmit your application? Let's dig in. Approval ... Student Loan Refinancing: If you meet oureligibility criteriaand your application is preapp...Continue Reading

Lower Interest Rate on Student Loans | Save Money on Student Loans

Federal Student Loan Interest Rates are Rising, Here’s What You Need to Know and How You Can Save

Published on January 18, 2019

Federal student loan interest rates have risen. Effective July 1, 2018, undergraduates who take out direct subsidized loans or direct unsubsidized loans will be paying 5.05% in interest ... an increase from the previous rate of 4.45%. But that's not all. Graduate students who've taken out direct unsubsidized Stafford loans will see interest rates r...Continue Reading

Refinance Graduate Student Loans

What New Graduates Need to Know About Student Loan Refinancing

Published on January 18, 2019

After a flurry of parties, job applications, and saying goodbye to the college life, the road ahead for many graduates is unknown. Your first job out of college may not be the dream job you have been hoping for ... in fact, it can be the opposite. Many recent graduates will take a position they may not really want for one reason ... student loans. ...Continue Reading

Graduate Student Loans Refinancing

The Benefits of Refinancing Your Graduate Student Loans

Published on January 11, 2019

It's no secret that graduate school has a reputation of making your undergrad years feel like a relaxing vacation. What was once a beaming glow of school spirit is now replaced with endless research and enough coffee to keep a military platoon going. But besides the heavy workload and the death of your social life, grad school really is an exciting...Continue Reading